About Alex
Alex Passas is affiliated with one of Canada’s leading Mortgage Brokering Firms, Mortgage Architects!
…and that incredible leverage translates into the best rates & terms for our clients!
Hi I’m Alex Passas…I’ve been a mortgage planner for over 10 years now. In that time, I’ve enjoyed the opportunity to help thousands of people achieve their dream of home ownership and, more importantly, financial freedom!
So how do I do this? Well, the first step is TRUST. Most of my clients come to me from already satisfied customers. You see, you can’t get referrals, if you don’t do a good job the first time. It’s not only about the GREAT RATES I provide, but more about a specialized plan catered to each person’s unique needs. I look at your short term AND long term goals, and together we come up with a plan & product, best suited for you!
If it’s “Location! Location! Location!” in the real estate game- it’s definitely “Service! Service! Service!” in the mortgage industry! Sure everyone advertises it, but what are they really doing about it?? With me, you always get impartial advice on ALL that’s available in the marketplace- not just what one particular bank wants to sell you. And I do my best to be available as much as possible, because I understand if it’s important to YOU, it should be important to ME! Remember… I work for YOU- not the banks!!
The saying “You scratch my back…and I’ll scratch yours” is how business has been done for years. So, in exchange for your valued business, I provide clients with FREE monthly newsletters updating current market trends & industry related articles. I inform variable rate clients of any changes to Bank of Canada rates, & discuss if, and when, to lock in- ensuring you don’t ‘miss the boat’ in volatile markets- saving you thousands of dollars! I also encourage referrals, by rewarding my clients with incentive programs, enabling them to win cash or vouchers to favourite restaurants, spas or even travel destinations! On top of that, I do my best to help refer business back to clients with businesses & products or services to sell. Hey, we’re all in this together as part of a team- so, it should work both ways, right?!
Even clients with bruised credit histories can be helped. And, if not immediately, are put on credit repair programs so that sooner, rather than later, they too can enjoy the competitive terms and products they deserve!
I’m often asked what the most common type of mortgage I do is… and by far, it is refinancing! This can be done when you have your mortgage coming up for renewal, or just need to lower your total borrowing costs by wrapping up all your high interest credit cards & improving your cash flow.
I can’t stress enough how important this is, whether you feel you can handle your existing payments or not. By repositioning your debt, you can eliminate years of interest & begin to save money, pay down your debt faster & improve your net worth dramatically! Any financial planner will tell you that this is essential for building wealth.
My goal is to help as many clients as I can achieve the financial security they desire, while providing as much VALUE as possible!
So, to get the mortgage experience YOU deserve…’click’ mortgageideas.ca today!!!
So how do I do this? Well, the first step is TRUST. Most of my clients come to me from already satisfied customers. You see, you can’t get referrals, if you don’t do a good job the first time. It’s not only about the GREAT RATES I provide, but more about a specialized plan catered to each person’s unique needs. I look at your short term AND long term goals, and together we come up with a plan & product, best suited for you!
If it’s “Location! Location! Location!” in the real estate game- it’s definitely “Service! Service! Service!” in the mortgage industry! Sure everyone advertises it, but what are they really doing about it?? With me, you always get impartial advice on ALL that’s available in the marketplace- not just what one particular bank wants to sell you. And I do my best to be available as much as possible, because I understand if it’s important to YOU, it should be important to ME! Remember… I work for YOU- not the banks!!
The saying “You scratch my back…and I’ll scratch yours” is how business has been done for years. So, in exchange for your valued business, I provide clients with FREE monthly newsletters updating current market trends & industry related articles. I inform variable rate clients of any changes to Bank of Canada rates, & discuss if, and when, to lock in- ensuring you don’t ‘miss the boat’ in volatile markets- saving you thousands of dollars! I also encourage referrals, by rewarding my clients with incentive programs, enabling them to win cash or vouchers to favourite restaurants, spas or even travel destinations! On top of that, I do my best to help refer business back to clients with businesses & products or services to sell. Hey, we’re all in this together as part of a team- so, it should work both ways, right?!
Even clients with bruised credit histories can be helped. And, if not immediately, are put on credit repair programs so that sooner, rather than later, they too can enjoy the competitive terms and products they deserve!
I’m often asked what the most common type of mortgage I do is… and by far, it is refinancing! This can be done when you have your mortgage coming up for renewal, or just need to lower your total borrowing costs by wrapping up all your high interest credit cards & improving your cash flow.
I can’t stress enough how important this is, whether you feel you can handle your existing payments or not. By repositioning your debt, you can eliminate years of interest & begin to save money, pay down your debt faster & improve your net worth dramatically! Any financial planner will tell you that this is essential for building wealth.
My goal is to help as many clients as I can achieve the financial security they desire, while providing as much VALUE as possible!
So, to get the mortgage experience YOU deserve…’click’ mortgageideas.ca today!!!
Why use a Mortgage planner?
The top five reasons
- Experience: At the banks, ‘side counter’ staff are hired to open accounts, offer visa’s, car loans & handle all walk in clientele…whereas, with a planner, all we do is mortgages! Therefore, we are experts in that area, having dealt many different types of transactions. We look at your short-term goals AND long term goals to ensure the mortgage we decide upon, is the right one for you!
- Availability: You bank has scheduled hours that in most cases are NOT convenient to your busy day- however, we are available beyond the banks traditional hours & will answer your call right away- because YOUR time is precious too.
- Objectivity: Banks can only offer you what they have- we are impartial- we have over 40 different lenders to choose from- with all types of products and terms that better suit your specific needs.
- FREE Service: our service is free of charge- the banks we do business with picks up the tab- so, you get all this advice, education, great rates, flexibility AND it’s all free to you- how can you say no? If you had a concerning health issue, and you were given the choice to hire the top doctor in the country or a med student- who would you choose?
- No negotiating necessary: So, let me get this straight- the bank has all your savings, they’re making money on your Visa card, you pay them high interest on that car loan & now they’re going to give you a lowball offer for your mortgage? Shouldn’t your loyalty be rewarded at this point?? A planner always gets the lowest rate available…period! There is no haggling process with us. We respect the opportunity of earning your business & feel you shouldn’t have your time wasted. Your loyalty should be honored- not disrespected!